Insurance for rental cars in Dubai and UAE is often misunderstood. Basic insurance, mandatory and included in rental prices, covers third-party damage but not damage to the rental car itself. Common exclusions include driver fault, windshield cracks, and certain traffic violations.
Additional insurance options can reduce liability or limit extra costs. The term "full insurance" may not mean zero responsibility, and longer rentals typically offer better coverage. Accidents must be reported to authorities for insurance claims, and renters should avoid misunderstandings by clarifying coverage details before booking.
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